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We offer a comprehensive portfolio of specialty insurance products, including group and voluntary insurance benefits, non-insurance programs and individual worksite products – each with a wide range of flexible benefit options. 
UnitedHealthcare Specialty Benefits is an established industry leader with in-depth knowledge and experience in each of our product lines. Our team includes seasoned experts in sales, service, underwriting and claims, backed by the vast resources of UnitedHealth Group.
We supplement our comprehensive product portfolio with value-added services that enhance workforce productivity and increase employee satisfaction. Most products are available either in standalone offerings or packaged alongside complementary health care coverage. Discounts for purchasing multiple products may apply.
We are committed to innovative business processes and information technologies that ensure a positive user experience, including consolidated quotes, streamlined implementation and administration, as well as self-service online tools and automated call centers for easy access to benefits information.
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UnitedHealthcare Dental® coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by Dental Benefit Providers, Inc., Dental Benefit Providers of California, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number DPOL.06.TX (11/15/2006) and associated COC form number DCOC.CER.06. UnitedHealthcare Vision® coverage provided by or through UnitedHealthcare Insurance Company or its affiliates. Administrative services provided by Spectera, Inc., United HealthCare Services, Inc. or their affiliates. Plans sold in Texas use policy form number VPOL.06 and associated COC form number VCOC.INT.06.TX. UnitedHealthcare Life and Disability products provided by UnitedHealthcare Insurance Company, and in California by Unimerica Life Insurance Company; and in New York by Unimerica Life Insurance Company of New York. In Texas, coverage is provided on Form LASD-POL-TX (05/03) or Form UHCLD-POL 2/2008-TX. UnitedHealthcare Critical Illness product is provided by UnitedHealthcare Insurance Company on UHICI-POL (09/03). Coverage may not be available in all states. UnitedHealthcare Insurance Company is located in Hartford, CT; Unimerica Life Insurance Company is located in Milwaukee, Wisconsin; and Unimerica Life Insurance Company of New York is located in New York, New York. |